Privacy Policy

1. Overview & Scope

FinLex ("we", "our", or "us"), operated through Ampli5x LLP, is committed to safeguarding the privacy and confidentiality of individuals who visit our website (www.finlexworld.com) and those who engage with us for Global Education, immigration, Golden Visas, citizenship-by-investment, and cross-border advisory services.

This Privacy Policy explains how we collect, store, utilize, process, and protect your personal data in accordance with the Information Technology Act, 2000, the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, and the Digital Personal Data Protection Act (DPDPA), 2023.

2. Information We Collect

We collect personal information that you voluntarily provide to us when completing our online enquiry forms, scheduling a partner consultation, or communicating via direct telephone or WhatsApp. This includes:

• Contact Details: Full name, email address, telephone/WhatsApp number, current city and state of residence.
• Advisory Requirements: Stated areas of interest (e.g., Global Education, European Golden Visas, Caribbean CBI, Digital Nomad Visas, Corporate Relocation).
• Academic & Professional Background: Field of study, university degree, current profession, years of experience (shared optionally for visa eligibility evaluations).
• High-Level Budget Bracket: Anticipated investment or tuition range selected via dropdown chips to determine viable country pathways.
• Technical Telemetry: Anonymized browser type, operating system, and session timestamps collected automatically via server logs for website security.

3. Strict Identity Document Security Policy

FinLex enforces strict data minimization at the prospective enquiry stage. Government-issued identity documents and confidential financial records are exclusively requested and exchanged through encrypted, access-controlled channels after a formal Engagement Letter or Advisory Agreement has been executed between the parties.

4. Purpose of Data Processing

We process your personal information strictly for legitimate advisory and administrative purposes:

• To evaluate preliminary eligibility for global academic programs, residency permits, or sovereign investment pathways.
• To coordinate and schedule one-on-one partner advisory sessions with Ramalingam L. and Kavita Bhatia.
• To respond to your specific inquiries regarding FEMA compliance, LRS remittances, and visa documentation.
• To maintain statutory records as required under Indian commercial and professional standards.
• To detect and prevent fraudulent inquiries or malicious security attempts against our web infrastructure.

5. Legal Basis for Processing (DPDPA 2023 Compliance)

Under the Digital Personal Data Protection Act, 2023, FinLex acts as a Data Fiduciary. We process personal data solely on the basis of your explicit consent provided at the time of enquiry submission, or for specified legitimate uses such as fulfilling your direct request for advisory consultations.

6. Disclosures to Third Parties

We do not sell, rent, lease, or trade your personal information to third-party marketing companies, lead aggregators, or commercial brokers under any circumstances.

Personal data is disclosed only under the following strictly regulated circumstances:

• Authorized Global Counsel & Partners: Where your specific case requires legal filings in foreign jurisdictions (e.g., Spanish immigration lawyers, Greek notaries, Caribbean filing agents), information is shared exclusively with accredited partners and strictly with your prior written authorization.
• Statutory Authorities: Where disclosure is mandated by applicable laws, court orders, or regulatory bodies in India or foreign jurisdictions having lawful authority.

7. Data Retention & Security Standards

We implement industry-standard technical and organizational security measures to protect personal data against unauthorized access, alteration, disclosure, or destruction. Prospective inquiries that do not result in formal engagement are purged periodically from active databases after 18 months, unless statutory retention requirements dictate otherwise.

8. Your Statutory Rights

As a data principal under Indian and international privacy frameworks, you hold the following rights:

• Right to Access: You may request a summary of the personal data we hold about you.
• Right to Rectification: You may request correction of inaccurate or outdated information.
• Right to Erasure: You may request deletion of your personal data from our marketing and enquiry records, subject to ongoing legal or contractual obligations.
• Right to Withdraw Consent: You may revoke consent for future communications at any time by emailing us.

9. Grievance Officer & Regulatory Contact

If you have questions, concerns, or grievances regarding our privacy practices or wish to exercise your data rights, please contact our designated Grievance Officer: